Commercial Insurance

General liability insurance typically doesn’t cover poor workmanship or faulty construction. This coverage is designed for third-party bodily injury or property damage that occurs due to your business operations, not for the cost of fixing your own mistakes. Understanding What General Liability Covers General liability insurance is a foundational protection for most businesses. Think of

Tools and mobile equipment coverage endorsements provide specialized protection for equipment that subcontractors use for their trade, beyond what a standard general liability policy might offer. This coverage is crucial because it addresses the unique risks associated with mobile or quickly assembled tools and machinery that are often transported to job sites. It goes beyond

Inland Marine Insurance covers your tools and equipment when they’re not at your primary business location or in transit. Mobile contractors, specifically, need it because their livelihood depends on equipment that’s constantly moving between job sites. This coverage protects against damage, theft, or loss of these essential items. Unlike standard property insurance, which typically covers