Home, auto, and more
Bundle home and auto insurance with one agent
Keeping your home and car insurance together can make life simpler. Kaufman Insurance Group compares bundle options from multiple companies, and we will also tell you honestly when keeping policies separate is the better deal.
- Home, condo, or renters coverage paired with auto
- Room to add RVs, boats, motorcycles, and umbrella coverage
- One agent to call when something changes
Personal & Commercial · Quick Quotes – Good Rates · Great Companies
As an independent agency, we compare home and auto options from the companies we work with. The companies that can quote you depend on your home, your drivers, where you live, and each company’s own rules.
These logos show some of the insurance companies Kaufman Insurance Group may be able to quote as an independent agency. Showing a logo does not mean the company endorses us. Which companies can offer you coverage depends on the type of insurance, where you live, and each company’s own rules.
The basics
What bundling home and auto insurance means
Bundling means buying more than one policy from the same insurance company, most often your homeowners and your auto insurance. Many companies offer a multi-policy discount, which is a lower price for having more than one policy with them.
A bundle is still two separate policies. Your home policy covers your house, belongings, and liability at home. Your auto policy covers your vehicles and your liability on the road. Bundling does not change what each policy covers. It changes who you buy them from and, often, how they are priced and managed.
The discount is not the only reason people bundle. It can also mean one company to call after a storm that damages both your house and your car, one renewal date to remember, and an easier path to adding an umbrella policy later.
When a bundle often makes sense
You like the idea of one company, one agent, and fewer bills, and the bundled price with a quality company is competitive.
When separate policies may be better
One company is strong for your home but expensive for your drivers, or the reverse. Because we are independent, we can check both ways.
What you can combine
Policies people commonly bundle
Home and auto are the usual starting point, but many households add more. These are the combinations we are asked about most.
Homeowners and auto
The most common bundle, pairing protection for your house with coverage for the cars your household drives.
Renters or condo and auto
You do not need to own a house to bundle. Renters and condo policies can often be paired with auto, too.
Adding an umbrella
A personal umbrella policy adds extra liability protection above your home and auto limits and is often easier to place when they are with one company.
Recreational vehicles
RVs, boats, motorcycles, and ATVs can sometimes be added with the same company, depending on the vehicle.
Valuables
Jewelry, watches, and other valuables can sometimes be listed on your home policy or insured on their own.
Landlord properties
If you own a rental home, some companies can place it alongside your personal policies.
Is it right for you
Who should consider a home and auto bundle
Almost anyone who owns or rents a home and also owns a car should at least compare bundled and separate options. These situations make a review especially worthwhile.
New homeowners
You are buying a home and need a policy before closing. It is a good time to see whether your auto should move, too.
Households adding a driver
A new teen driver or another vehicle can change your auto price. Comparing bundles can help you see all your choices.
People facing a big renewal increase
If your home or auto price went up at renewal, we can shop both policies together and separately to see what is available.
Want to see if bundling makes sense for your household? An agent can compare it both ways.
How Kaufman helps
How we compare bundles for you
A captive agent can only show you one company’s bundle. We can compare bundles from multiple companies and also check whether splitting your policies is better for you.
Share your current policies
Send your home and auto declarations pages if you have them. These show your current coverage and limits.
We compare both ways
An agent looks at bundled options and separate options from the companies we work with, making sure coverage is similar.
You decide
We explain the tradeoffs in plain language, and you choose the option that fits your budget and comfort level.
We are based in Twinsburg, Ohio. We focus on Ohio and North Carolina, and we can also help households in most other states. We are happy to review your coverage again whenever your life changes, such as a move, a new car, or a new driver.
Common questions
Home and auto bundle questions
Does bundling always save money?
Not always. Many companies offer a discount for bundling, but the total price depends on your home, drivers, and location. Sometimes two policies from two different companies cost less. That is why we compare both ways.
Can I bundle if I rent instead of own?
Often, yes. Renters insurance can usually be paired with auto insurance with the same company. Condo owners can often bundle, too.
Will my coverage change if I bundle?
Bundling does not change what each policy covers by itself. However, each company words its policies differently, so we compare coverage side by side before you switch.
Can I add an umbrella policy to my bundle?
Usually. An umbrella policy adds extra liability protection above your home and auto policies. Many companies prefer or require that your home and auto are with them first.
What do you need from me to quote a bundle?
Helpful details include your home address and basic facts about the house, your vehicles, all drivers in the household, and your current declarations pages if you have them.
Related coverage
Explore the policies in your bundle
Homeowners insurance
Protection for your house, belongings, and liability at home.
Explore homeowners insuranceAuto insurance
Coverage for the cars, trucks, and SUVs your household drives.
Explore auto insurancePersonal umbrella insurance
Extra liability protection that sits on top of home and auto.
Explore umbrella insurancePersonal insurance hub
See every type of personal coverage we can help you with, from your home and cars to your toys and valuables.
Explore personal lines insuranceReady to compare home and auto options?
Start a quote online, or contact us with questions. An agent at Kaufman Insurance Group will help you compare bundled and separate options.
Prefer to talk? Call (330) 486-8404.