Motorcycle, ATV & Golf Cart Insurance Built for the Open Road & Trail
From weekend street rides and off-road trail riding in side-by-sides to neighborhood golf cart cruising, Kaufman Insurance Group keeps you fully covered. We shop top powersports insurers to lock in comprehensive protection and custom accessory coverage.
Why Specialty Insurance Matters for Powersports
Standard auto or home policies often leave massive gaps when it comes to motorcycles, off-road vehicles, and golf carts. Accessories like custom chrome, winches, lift kits, safety gear, and specialized trailers require dedicated powersports policies.
Kaufman Insurance Group structures coverage specifically for how and where you ride—whether on highways, public trails, private land, or neighborhood streets.
Powersports & Specialty Vehicles We Cover
Select a vehicle type below to explore tailored coverage options or request a quote.
Custom Parts & Equipment
Get up to $3,000+ built-in coverage for aftermarket exhausts, custom paint, winches, stereo systems, and riding gear.
Trailside Towing & Transport
Specialized flatbed roadside assistance to haul your stranded bike, quad, or golf cart back to safety or repair facilities.
Winter Lay-Up Discounts
Save money during off-season winter months while keeping comprehensive theft and garage protection active year-round.
Powersports & Specialty Vehicle FAQ
Does my homeowners policy cover my ATV or Golf Cart?
Generally no. Homeowners policies strictly limit or exclude off-property motorized vehicle liability and physical damage. A standalone ATV, UTV, or Golf Cart policy provides essential collision, theft, and liability protection.
What is required to make a Golf Cart street-legal?
Most municipalities require headlights, taillights, turn signals, mirrors, seatbelts, a VIN, and state auto liability limits to qualify as a Low-Speed Vehicle (LSV) for public road operation.
Are custom accessories and riding gear covered after an accident?
Yes! Most powersports policies include base custom parts and equipment coverage ($1,000–$3,000) for helmets, jackets, winches, and custom wheels, with options to purchase higher limits.
Protect Your Ride Before Hitting the Trail or Road
Fill out our quick form above or call our agency to compare top powersports rates today.