Boat & Jet Ski Insurance Designed for Stress-Free Days on the Water
From weekend pontoon cruising and competitive bass fishing to high-speed jet skis and ski boats, Kaufman Insurance Group has you covered. We compare specialized marine insurers to secure comprehensive hull coverage, watercraft liability, and emergency towing.
Why Dedicated Boat & Watercraft Insurance Matters
Relying solely on homeowners insurance for your watercraft leaves significant gaps in coverage. Typical home policies limit watercraft coverage to small motors, exclude watersports liability, and offer zero protection for fuel spills, salvage recovery, or expensive marine electronics.
Kaufman Insurance Group tailor-fits marine coverage to your exact vessel class—insuring hull value, specialized equipment, trailer transit, and waterborne liability.
Boats & Personal Watercraft We Cover
Select a vessel category below to explore custom options or request a quote.
On-Water Towing & Assistance
Sign-and-glide water towing covers emergency fuel delivery, jumpstarts, and marine towing back to the dock.
Fuel Spill & Wreck Removal
Protects you from federal environmental fines and mandatory salvage recovery costs if your vessel is damaged.
Fishing Tackle & Gear
Up to $5,000+ coverage for expensive fishing rods, reels, tackle boxes, electronics, and watersports equipment.
Boat & Watercraft FAQ
Is my boat covered while being towed on a boat trailer?
Your auto liability policy typically extends liability to the trailer while attached, but physical damage to the boat and trailer requires dedicated comprehensive and collision coverage under a watercraft policy.
What is Agreed Value vs. Actual Cash Value for boats?
Agreed Value pays the full insured amount stated on the policy in a total loss without depreciation. Actual Cash Value factors in age and wear/tear at the time of loss, resulting in lower payouts.
Are friends and family covered when driving my Jet Ski or Boat?
Yes, as long as they have your permission to operate the vessel and are legally allowed to operate watercraft under state boating laws.
Get Your Boat or Jet Ski Ready for the Season
Fill out our quick form above or contact our agency to compare top marine rates today.