Power washing and exterior cleaning
Pressure washing insurance for exterior cleaning businesses
Pressure washing looks simple, but high pressure water and cleaning chemicals can damage siding, windows, plants, and cars. Kaufman Insurance Group compares pressure washing insurance from multiple companies to help you protect your business.
- Liability for damage to homes, plants, and vehicles
- Coverage for trailers, pumps, and surface cleaners
- Certificates for homeowners and commercial customers
Personal & Commercial · Quick Quotes – Good Rates · Great Companies
As an independent agency, we compare pressure washing insurance from the companies we work with. The companies that can quote you depend on your type of business, your operations, where you work, and each company’s own rules.
These logos show some of the insurance companies Kaufman Insurance Group may be able to quote as an independent agency. Showing a logo does not mean the company endorses us. Which companies can offer you coverage depends on the type of insurance, where you live, and each company’s own rules.
The basics
What pressure washing insurance is
Pressure washing insurance is a group of business policies for companies that clean houses, roofs, driveways, decks, fleets, and commercial buildings with pressure washers or soft wash systems. It helps pay if your work causes injury or property damage, and it protects your rig and equipment.
Common claims include water forced behind siding or into windows, etched surfaces, damaged roofs, and cleaning solutions that harm landscaping or a neighbor’s car. Workers on ladders or roofs also face fall risks.
Because many pressure washing businesses use cleaning chemicals, some insurance companies ask about the products you use and how you handle runoff. Some policies include pollution exclusions that affect chemical-related claims. We help you understand what your policy covers.
Residential cleaning
House washing, roof soft washing, driveways, decks, and fences.
Commercial cleaning
Storefronts, parking areas, drive-thrus, and fleet washing.
Know what you are choosing
Coverages pressure washing businesses commonly need
Every business is different, and the options depend on the company. These are the policies we review most often for this trade.
General liability
Helps pay for injuries and property damage your work causes, depending on the policy and any exclusions.
Tools and equipment
Covers pressure washers, pumps, surface cleaners, and trailer-mounted rigs.
Commercial auto
Covers trucks and trailers used to haul your equipment.
Workers compensation
In Ohio, this coverage comes from the state, not an insurance company. If you have employees in other states, we can help with workers compensation there as it comes up.
Pollution liability
Optional coverage for certain chemical runoff claims that general liability may exclude.
Umbrella or excess liability
Adds higher limits for commercial customers who require them.
Is it right for you
Who we help
We help pressure washing businesses from weekend operators to multi-rig companies.
House washing businesses
Siding, gutters, and exterior surfaces.
Roof soft washing specialists
Low pressure roof cleaning with cleaning solutions.
Concrete and deck cleaners
Driveways, patios, decks, and fences.
Commercial and fleet washers
Businesses, parking lots, and vehicle fleets.
Using soft wash chemicals? Ask an agent how your policy handles runoff claims.
How Kaufman helps
How we help pressure washing businesses
We are an independent agency, so we can compare coverage from multiple companies and put the right pieces together for your business.
Tell us about your work
Share the cleaning work you do, residential or commercial, any roof work, the chemicals you use, your rig, and your crew.
We compare companies
An agent reviews options from the companies we work with and explains limits, exclusions, and any contract requirements.
Get covered and get certificates
Choose your coverage. We can issue certificates of insurance and add customers as additional insureds when your policy allows.
We focus on Ohio and North Carolina, and we can also help contractors in most other states. See our contractor insurance page for other trades, or learn more about general liability insurance.
Common questions
Pressure Washing Insurance questions
What insurance does a pressure washing business need?
Most need general liability, equipment coverage for the rig, and commercial auto for the truck and trailer. Workers compensation is needed if you have employees.
Is damage to plants or cars from cleaning chemicals covered?
It depends on the policy. Some policies have pollution exclusions that limit coverage for chemical damage. Pollution liability can help fill that gap.
Does my policy cover roof cleaning?
Some policies limit roof work. Tell us if you clean roofs so we can check your coverage.
Does general liability cover my tools?
No. General liability covers injuries and damage to other people and their property. Your own tools and equipment need separate coverage, often called inland marine or tools and equipment coverage.
Can you send certificates of insurance to my customers?
Yes. Once your policy is active, we can issue certificates of insurance and, when your policy allows, add customers or general contractors as additional insureds.
Related coverage
Related contractor and business coverage
Painting contractor insurance
Coverage for interior and exterior painters.
Explore painter insuranceJanitorial insurance
Coverage for cleaning businesses.
Explore janitorial insuranceGeneral liability insurance
Protection if your business is blamed for injuring someone or damaging their property.
Explore general liabilityConstruction and contracting insurance
Coverage for contractors and trades, from handymen and remodelers to roofers and HVAC pros.
Explore contractor insuranceReady to protect your business?
Start a pressure washing insurance quote online, or contact us with questions. An agent at Kaufman Insurance Group will help you compare your options.
Prefer to talk? Call (330) 486-8404.