For title and closing teams
An insurance partner for title agencies and closing teams
You are the last stop before closing, which means insurance problems land on your desk at the worst time. Kaufman Insurance Group helps buyers get homeowners insurance in place early and, with their permission, sends the closing team the documents it needs once the buyer buys a policy.
- Evidence of insurance and declarations pages for the closing file
- Invoices or paid receipts when the premium is collected at closing
- Responsive updates when a lender asks for a correction
Personal & Commercial · Quick Quotes – Good Rates · Great Companies
As an independent agency, we compare homeowners insurance from the companies we work with, so your customers are not limited to one company’s price or rules. Which companies can quote a customer depends on what they want to insure, where they live, and each company’s own rules.
These logos show some of the insurance companies Kaufman Insurance Group may be able to quote as an independent agency. Showing a logo does not mean the company endorses us. Which companies can offer you coverage depends on the type of insurance, where you live, and each company’s own rules.
What your customers need
What a closing needs from the insurance side
A closing file usually needs evidence of insurance or a declarations page that matches the loan. The declarations page is the summary page of the policy that lists the insured people, the property, the coverage amounts, the deductible, and the mortgagee. Names have to match the deed and the loan documents, the property address has to be exact, and the effective date has to line up with the closing date.
If the first year’s premium is collected at closing, the settlement statement needs the right amount and the right payee, and the lender may want an invoice or a paid receipt. When a buyer waits until the last minute to buy a policy, the closing team ends up chasing documents while everyone else waits.
Cash buyers and investors bring their own questions. Without a lender, no one checks whether the buyer has insurance at all, and a vacant or rental property may need a different policy than a regular homeowners policy. A quick reminder from your team can save a buyer from owning an uninsured home on day one.
Purchase closings
Evidence of insurance, the mortgagee clause, and the premium amount for the settlement statement.
Refinance closings
The existing policy needs the new lender added before funding.
Cash and investor closings
No lender is checking, so buyers may need a reminder to insure the property.
Last-minute changes
Name changes, a new loan number, or a moved closing date can require updated evidence of insurance.
How we help your customers
How Kaufman helps the buyers at your closing table
Buyers work with a licensed agent who understands what closing teams need and sends it in a usable form.
Quick quotes
We work to quote buyers quickly once we have the property details. Timing depends on the home and each company’s review.
Multiple companies compared
We compare homeowners insurance from multiple companies, which helps when a home is hard to place.
Documents handled
With the buyer’s permission, we send evidence of insurance, the declarations page, and an invoice or paid receipt to your team and the lender.
Coverage that fits the property
Owner-occupied, rental, vacant, condo, or flood zone. We match the policy to how the property will be used.
What you can expect from us
What you can expect when your buyers call us
We do not pay for referrals, and we do not ask for anything in return. What we offer is accurate paperwork and responsive follow-up.
Accurate documents
We check names, the property address, and the mortgagee clause against what the buyer gives us before sending documents.
Responsive updates
If the closing date or loan details change, we work with the insurance company to update the documents as quickly as its process allows.
A direct contact
Your closers know who to call about a buyer’s insurance, with the buyer’s permission.
Plain-language resources
Buyers can read our homeowners and landlord insurance pages before they talk with us.
Want to know how we handle insurance documents for closings? Book a 15-minute call.
How referrals work
How it works with your closings
Simple steps, with the buyer in control of their information.
Fill out the referral form
Fill out our referral form for your buyer, or send them to your personal referral page to fill it out. Either way, the referral is tracked back to you.
We get your buyer quoted
Once the form is in, we contact your buyer and compare options. You or your buyer can also call or text us anytime at (330) 486-8404.
We send proof of insurance
Once your buyer chooses a policy, we send proof of insurance as quickly as we can.
Because home purchases and refinances with a federally related mortgage fall under the Real Estate Settlement Procedures Act (RESPA), we keep these relationships focused on service quality, responsive communication, and accurate insurance documents. We do not give or accept referral fees, gifts, or anything of value for referrals, and your client is always free to choose any insurance agent or company.
Please share a customer’s name and contact details only after they agree to hear from us. Unless you hold an insurance license, leave questions about coverage, limits, and price to our licensed agents.
Common questions
Questions from title agencies
How does Kaufman work with title agencies?
Home purchases and refinances with a federally related mortgage are covered by the Real Estate Settlement Procedures Act (RESPA). We keep the relationship focused on responsive service and accurate insurance documents. We do not give or accept referral fees, gifts, or anything of value for referrals, and the customer is always free to choose any insurance agent or company.
What is a declarations page?
It is the summary page of an insurance policy. It lists the insured people, the property, the policy period, the coverage amounts, the deductible, and the mortgagee.
Can you send documents directly to our closing team?
Yes, with the buyer’s permission. Once the buyer buys a policy, we can send evidence of insurance, the declarations page, and an invoice or paid receipt to your team and the lender.
What if the closing date changes?
Call or email us with the buyer’s permission, and we will work with the insurance company to update the effective date. Changes depend on each company’s rules.
Is the buyer required to use Kaufman?
No. Buyers are always free to choose any insurance agent or company. We are one option, and we work to earn their business with good service.
Coverage your customers can ask about
Coverage your buyers can ask us about
Homeowners insurance
Coverage for the house, belongings, and liability.
Explore homeowners insuranceCondo insurance
Unit owners coverage that works with the association’s master policy.
Explore condo insuranceFlood insurance
Coverage for flooding, required in high-risk zones on many loans.
Explore flood insuranceLandlord insurance
Coverage for investors and rental properties.
Explore landlord insuranceReal estate agent partners
How we work with agents and their home buyers.
See the real estate agent pageAll partner programs
See every type of business we work with, how referrals work, and how we follow the rules on referrals.
Back to the partner programFewer insurance surprises at the closing table
Book a 15-minute call to learn how we handle closing documents, or call the office when a buyer needs a quote.
Prefer to talk? Call (330) 486-8404 or send us a message.