Partner program for truck and trailer dealers
An insurance partner for truck dealers and trailer dealers
A new owner-operator can find the right truck and still get stuck on insurance. Kaufman Insurance Group helps your buyers compare commercial truck insurance from multiple companies and sends proof of coverage to you or the lender once they buy a policy.
- Owner-operators with new or established authority
- Hotshot haulers with heavy pickups and gooseneck trailers
- Box trucks, dump trucks, work trucks, and small fleets
Personal & Commercial · Quick Quotes – Good Rates · Great Companies
As an independent agency, we compare commercial truck insurance from the companies we work with, so your customers are not limited to one company’s price or rules. Which companies can quote a customer depends on what they want to insure, where they live, and each company’s own rules.
These logos show some of the insurance companies Kaufman Insurance Group may be able to quote as an independent agency. Showing a logo does not mean the company endorses us. Which companies can offer you coverage depends on the type of insurance, where you live, and each company’s own rules.
What your customers need
What truck and trailer buyers need insured
A truck used for business needs commercial auto insurance, not a personal auto policy. Drivers who haul freight under their own authority, meaning their own federal operating registration, usually need primary liability coverage, which pays for injuries and damage they cause to others. Many also need cargo coverage, which protects the freight they carry, and physical damage coverage, which pays to repair or replace the truck and trailer. A lender or lease company will require physical damage coverage on a financed truck.
Drivers leased on to a motor carrier have different needs. The carrier usually provides primary liability while the driver is working under its dispatch, but the driver may still need physical damage coverage for the truck and non-trucking liability, which covers the truck when it is driven for personal use and not under dispatch. The details depend on the lease, and many buyers are not sure which coverage they need.
Trailer buyers have questions too. A contractor buying a dump trailer, a hotshot hauler buying a gooseneck, and a family buying a utility trailer each need a different answer. Some trailers can be added to an existing policy. Others need their own commercial coverage.
Drivers starting their own authority
New ventures usually have fewer company options. We check which companies will quote them and explain what each one requires.
Leased-on owner-operators
They need coverage that fits their lease, often physical damage and non-trucking liability.
Hotshot haulers
Heavy pickups pulling gooseneck or flatbed trailers need commercial coverage built for that work.
Contractors and small fleets
Box trucks, dump trucks, and service vehicles need commercial auto coverage suited to the job.
How we help your customers
How Kaufman helps your truck buyers
Your buyers talk with a licensed agent who asks about their authority, freight, radius, and experience before quoting, so the policy fits how they will actually run.
Quick quotes
We work to turn quotes around quickly for buyers who are ready to go. Commercial trucking quotes often need more review, so timing depends on the driver, the operation, and each company.
Multiple companies compared
We compare commercial auto coverage from the companies we work with instead of offering a single option.
Proof of insurance handled
Once the buyer buys a policy, we send proof of coverage or a certificate to you or the lender with the correct lienholder or loss payee.
Coverage that fits the operation
Primary liability, cargo, physical damage, non-trucking liability, and trailer coverage, matched to the way the buyer runs.
What you get as a partner
What your dealership gets
Your sales team sells trucks and trailers. We handle the insurance questions that can hold up a deal.
A reliable agency to send buyers to
A licensed agency your team can recommend to owner-operators, hotshot haulers, and contractors.
Fewer deals stalled on insurance
When buyers get the insurance conversation started early, fewer deals sit waiting for a certificate.
A direct contact
Your sales and finance staff get a direct way to reach our team about a specific buyer.
Co-branded materials and a personal referral page
Kaufman provides co-branded materials to partners. We can also create a personal referral page through ReferralCarrot with your business name, address, and a short message for your customers. The page has a custom link you can share on your website, in emails, or in printed materials.
Want a go-to agency for your truck and trailer buyers? Book a 15-minute call.
How referrals work
How it works for your dealership
Three steps, and your staff never has to explain coverage.
Fill out the referral form
Fill out our referral form for your customer, or send them to your personal referral page to fill it out. Either way, the referral is tracked back to you.
We get your customer quoted
Once the form is in, we contact your customer and compare options. You or your customer can also call or text us anytime at (330) 486-8404.
We send proof of insurance
Once your customer chooses a policy, we send proof of insurance as quickly as we can.
Please share a customer’s name and contact details only after they agree to hear from us. Unless you hold an insurance license, leave questions about coverage, limits, and price to our licensed agents.
We follow state and federal rules on insurance referrals. You can read more on our partner program page.
Common questions
Questions from truck and trailer dealers
Can a new owner-operator get insurance?
Often, yes, though drivers with a new authority usually have fewer choices than established operations. Driving experience, driving record, the truck, and the type of freight all affect options and price.
What is the difference between primary liability and non-trucking liability?
Primary liability pays for injuries and damage the driver causes while hauling under their own authority, or it is provided by the carrier for leased-on drivers under dispatch. Non-trucking liability covers a leased-on truck when it is used for personal driving and not under dispatch.
Do you insure hotshot trucks and trailers?
Yes. Hotshot haulers who use a heavy pickup with a gooseneck or flatbed trailer are part of our regular commercial auto work.
Can a trailer go on a personal auto policy?
A small trailer used for personal hauling may get some liability coverage from the tow vehicle’s policy or can sometimes be added to it. A trailer used for business usually needs commercial coverage.
Do you help with workers compensation for drivers?
Ohio workers compensation is provided through the Ohio Bureau of Workers’ Compensation, not private insurance companies. For employees in other states, we can help with workers compensation as it comes up.
Will my staff need to explain insurance to customers?
No. Your team only needs to fill out the referral form or point the customer to your personal referral page. Unless someone on your staff holds an insurance license, questions about coverage, limits, and price should come to our licensed agents.
Coverage your customers can ask about
Coverage your truck buyers can ask us about
Commercial auto and fleet insurance
Coverage for work vehicles, trucks, and small fleets.
Explore commercial auto insuranceOwner-operator trucking insurance
Coverage for independent truckers with their own authority or leased on.
Explore owner-operator insuranceHotshot trucking insurance
Coverage for pickup and gooseneck haulers.
Explore hotshot insuranceGeneral liability insurance
For contractors and businesses that also need liability coverage off the road.
Explore general liability insuranceCPA and business advisor partners
How accountants and advisors send business clients to us.
See the business advisor partner pageAll partner programs
See every type of business we work with, how referrals work, and how we follow the rules on referrals.
Back to the partner programHelp your buyers get on the road
Book a 15-minute call to set up a referral process for your dealership, or call the office when a buyer needs a commercial truck quote.
Prefer to talk? Call (330) 486-8404 or send us a message.