A powertrain plan is worth comparing when you want protection focused on the parts that make your car move. Before you choose one, check which parts the contract actually lists. A plan name alone does not answer that question.

Start through Kaufman Insurance Group. Available plans depend on your car and state. A quote is the way to see what is offered for your vehicle, not a promise that every tier will be available.

What Basic and Basic Plus mean

Basic means powertrain coverage. Basic Plus adds systems beyond the core powertrain. Powertrain means the parts that produce power and move it to the wheels. The contract spells out the included parts and any conditions.

Use the tier as a starting point
Label	What it means	What you should check
Basic	The focus is core powertrain parts.	Find the engine and transmission wording. Check the specific parts, limits and exclusions.
Basic Plus	The plan adds systems beyond the core powertrain.	Read the added-system list. Do not assume every electrical or air-conditioning part is included.
Best	This is the broadest search tier.	Read how that particular plan defines coverage. A broad label is not a promise that every repair qualifies.

Use this checklist before choosing a plan

I found the exact provider and plan name on the contract.
I checked which engine and transmission parts are included.
I checked the deductible, which is the amount I pay toward a covered claim.
I compared the time limit and mileage allowance, including which ends the contract first.
I read the waiting period and how the contract treats existing problems.
I found the repair approval steps and the rules for choosing a repair shop.

You can check these items as you read. Checking a box does not send us a quote request. Use your browser’s print option to keep a copy.

Read the waiting period before buying. Do not buy a plan expecting it to pay for a problem your car already has.

Decide which repair risks you want to keep

Think about how long you plan to keep the car and which repairs you could pay for yourself. Then compare the contract with those needs. A narrower plan may leave you paying for systems outside its list. A broader plan still has conditions and exclusions.

If you cannot find a part or a rule in the paperwork, ask about it before buying. Keep the answer with the contract.

Frequently asked questions

Is a powertrain service contract a factory warranty?

No. These vehicle service contracts are separate from a manufacturer warranty. Read the contract for the repairs and services it includes.

Does Basic Plus include every electrical part?

Do not assume it does. Basic Plus adds systems beyond core powertrain coverage, but the actual parts and conditions are defined by the selected contract.

Will every car qualify for a plan?

No plan is promised for every car. Available options depend on your vehicle details and state. Check the options for your own vehicle.

Can I buy this for a repair I already need?

Do not expect a new plan to cover an existing problem. Disclose known issues and read the pre-existing-condition and waiting-period terms before buying.

Compare the coverage and the cost

Use our powertrain plan guide, exclusionary plan guide and cost comparison worksheet to check the contract before you buy.

Check the options for your car

Start with your vehicle details through Kaufman Insurance Group. Review any available plans and read the full contract before you decide.

Check vehicle protection plans

You can also continue to Chaiz for plan checkout. Want help comparing the terms before you choose? Ask Kaufman Insurance Group.

This guide describes vehicle service contracts, not a manufacturer warranty or an auto insurance policy. Availability and terms depend on your vehicle and state. The actual contract controls. Product references checked November 11, 2026.