Vehicle Service Contract Cost: A Quote Comparison Worksheet

What changes the price?

Your vehicle’s make, model, age and mileage affect the price. Coverage level, deductible and the contract term matter too. The deductible is the amount you pay toward a covered claim.

Use the same current mileage and home state when comparing. A vehicle identification number, or VIN, identifies your exact vehicle. The price or offered plans can change when the VIN is known.

Keep this worksheet with the actual quotes

Print this page or copy the questions into your notes. Write the amounts and terms on your own copy using the quote and full contract. This page does not collect those answers. A blank space means you still need an answer.

Compare like terms where you can. A longer payment schedule does not, by itself, tell you how long the coverage lasts. Read the coverage term and payment agreement as separate facts.

Ask what you could pay beyond the plan price

• I checked the deductible and whether it applies per claim or in another way stated by the contract.
• I checked possible diagnostic or teardown costs before authorizing work.
• I asked what happens if a needed repair is not covered.
• I read any cancellation or transfer fees and the refund rules.

You can check these items as you read. Checking a box does not send us a quote request. Use your browser’s print option to keep a copy.

You can cancel through your account with the seller. Refund eligibility after the initial 30-day period depends on how you paid and the separate agreement. Do not treat cancellation as a promise that every payment comes back.

Decide whether the cost fits your plans

Think about how long you expect to keep the car and which repair costs you are willing to keep yourself. Then read what the contract would actually pay for. A lower payment does not help if the repair you care about is outside the terms.

You can decide not to buy a plan. Checking the options gives you information for that choice. Do not buy under pressure or count on a new contract for a problem the car already has.

Frequently asked questions

How much will a plan cost for my car in Ohio?

You need a quote using your vehicle details and state. The price depends on the vehicle and plan terms, so this guide does not give a made-up average or promise a rate.

Is the monthly payment the total price?

No. Check the down payment, number of payments and total obligation in the payment agreement. Also check the separate coverage duration and mileage terms.

Do I need to give a phone number to check prices?

You do not need an email address or phone number to check prices on our vehicle protection page. Buying a plan requires more information under the seller’s terms.

Does cancel anytime mean I get all my money back?

No. Cancellation does not guarantee a refund. After the initial 30-day period, payment method and the separate agreement affect refunds.

Compare the coverage and the cost

Use our powertrain plan guide, exclusionary plan guide and cost comparison worksheet to check the contract before you buy.

Check the options for your car

Start with your vehicle details through Kaufman Insurance Group. Review any available plans and read the full contract before you decide.

Check vehicle protection plans

You can also continue to Chaiz for plan checkout. Want help comparing the terms before you choose? Ask Kaufman Insurance Group.