Partner program for classic car businesses
An insurance partner for classic car dealers, restoration shops, and collector car sellers
People who buy or restore a classic car care a great deal about what happens if it is damaged. Kaufman Insurance Group helps your customers compare classic and collector car insurance from multiple companies, including agreed value options, so the car can be insured for an amount set up front instead of a depreciated guess.
- Agreed value options for collector, antique, and vintage vehicles
- Help for cars under restoration and cars just finished
- Muscle cars, vintage trucks, hot rods, and modern collectibles
Personal & Commercial · Quick Quotes – Good Rates · Great Companies
As an independent agency, we compare classic and collector car insurance from the companies we work with, so your customers are not limited to one company’s price or rules. Which companies can quote a customer depends on what they want to insure, where they live, and each company’s own rules.
These logos show some of the insurance companies Kaufman Insurance Group may be able to quote as an independent agency. Showing a logo does not mean the company endorses us. Which companies can offer you coverage depends on the type of insurance, where you live, and each company’s own rules.
What your customers need
What classic car owners need insured
A standard auto policy usually pays actual cash value after a total loss. Actual cash value is the car’s market value minus depreciation, as the insurance company figures it, and for an older car that number can be far below what the owner paid or what a restoration cost. Classic car insurance often uses agreed value instead. Agreed value means the owner and the company settle on the car’s value when the policy starts, and that is the amount paid after a covered total loss, minus any deductible.
Classic car policies usually come with rules. Most companies expect the car to be kept in a locked garage or similar storage, driven for pleasure, club events, and shows rather than commuting, and owned by someone who has another vehicle for daily driving. Mileage limits are common. A buyer who does not know these rules can end up with the wrong policy.
Restoration projects add another layer. A car that is partly taken apart in a shop, a car being shipped to a buyer in another state, and a car whose value just rose after a finished restoration all need attention. When your customers have an agent who asks about these things, they are less likely to be surprised after a claim.
Collector car buyers
They want agreed value coverage in place before the car is trailered or driven home.
Owners with a car under restoration
Some companies offer coverage that can grow as work is completed, so the insured value keeps pace with the project.
Owners of newly finished builds
A completed restoration may call for new photos or an appraisal and an updated agreed value.
Where the program is open
Our partner program is open to businesses in Ohio now, with North Carolina coming soon and more states on the way.
How we help your customers
How Kaufman helps your classic car customers
Your customers work with a licensed agent who understands agreed value, usage rules, and storage requirements, and explains them before the policy is bought.
Quick quotes
We work to get a quote to your buyer quickly, often before the car leaves your shop. Timing depends on the car, its value, and each company’s review.
Multiple companies compared
We compare classic and collector car coverage from the companies we work with, including companies that specialize in collector vehicles.
Proof of insurance handled
Once the buyer buys a policy, we send proof of coverage to you, the buyer, or the lender if the car is financed.
Coverage that fits the car
Agreed value, spare parts, road service, and restoration options where available. We match the policy to the car and how it is used.
What you get as a partner
What your business gets
You know cars. We handle the insurance part, so your customers leave with the right coverage and your team stays focused on the work.
A trusted agency for collectors
A licensed agency you can recommend to buyers and restoration clients who want agreed value coverage.
Fewer sales waiting on insurance
When a buyer can get coverage lined up quickly, pickup and shipping plans are less likely to stall.
A direct contact
You get a direct way to reach our team about a specific customer or car.
Co-branded materials and a personal referral page
Kaufman provides co-branded materials to partners. We can also create a personal referral page through ReferralCarrot with your business name, address, and a short message for your customers. The page has a custom link you can share on your website, in emails, or in printed materials.
Want a go-to agency for your collector car customers? Book a 15-minute call.
How referrals work
How it works for your business
A short handoff that keeps you out of the insurance conversation.
Fill out the referral form
Fill out our referral form for your buyer, or send them to your personal referral page to fill it out. Either way, the referral is tracked back to you.
We get your buyer quoted
Once the form is in, we contact your buyer and compare options. You or your buyer can also call or text us anytime at (330) 486-8404.
We send proof of insurance
Once your buyer chooses a policy, we send proof of insurance as quickly as we can.
Please share a customer’s name and contact details only after they agree to hear from us. Unless you hold an insurance license, leave questions about coverage, limits, and price to our licensed agents.
We follow state and federal rules on insurance referrals. You can read more on our partner program page.
Common questions
Questions from classic car businesses
What is agreed value coverage?
Agreed value means the car’s value is set when the policy starts, and that amount is what the policy pays after a covered total loss, minus any deductible. It avoids an argument about depreciation after a loss.
Can a classic car be driven every day?
Most classic car policies are built for limited pleasure use, not commuting or errands. A car that is driven daily usually belongs on a standard auto policy. We help owners pick the right fit.
Do owners need an appraisal?
Some companies ask for photos or an appraisal to set the agreed value, especially for high-value or heavily modified cars. We tell the owner what their company needs.
Can a car be insured while it is being restored?
Some companies offer coverage for cars under restoration. Whether it fits depends on the car, the shop, and the company’s rules.
Does my shop’s insurance cover customer cars?
Your shop’s business policy is separate from the owner’s classic car policy, and the two work differently. We can talk with you about your shop’s own coverage too and tell you honestly what we can offer.
Will my staff need to explain insurance to customers?
No. Your team only needs to fill out the referral form or point the customer to your personal referral page. Unless someone on your staff holds an insurance license, questions about coverage, limits, and price should come to our licensed agents.
Coverage your customers can ask about
Coverage your collector customers can ask us about
Classic and collector car insurance
Agreed value coverage for collector, antique, and vintage vehicles.
Explore classic car insuranceAuto insurance
Coverage for the everyday car most classic car policies expect owners to have.
Explore auto insurancePersonal umbrella insurance
Extra liability protection for owners with valuable collections.
Explore umbrella insuranceCar dealer partners
How independent and used car dealers send buyers to us.
See the car dealer partner pageAuto repair and body shop partners
For shops whose customers want to review their car insurance.
See the auto repair partner pageAll partner programs
See every type of business we work with, how referrals work, and how we follow the rules on referrals.
Back to the partner programGive your collector customers a trusted agency
Book a 15-minute call to set up a simple referral process, or call the office when a customer needs a classic car quote.
Prefer to talk? Call (330) 486-8404 or send us a message.